Our Services

Financial guidance from start to finish

We pull retirement, investments, taxes, insurance, and estate strategy into a single picture, then work backwards to help you reach your goals.

Planning

Build a personalized and comprehensive roadmap that aligns every financial decision with your long-term goals.

01

Retirement Planning

Build a clear path to and through retirement, coordinating income, timing, and spending so your savings support the life you're picturing.

Education Planning

Prepare for the cost of college and beyond, with savings strategies built around your family's goals and timeline so your children or grandchildren are set up for success.

Business Planning

Bring your business and personal finances into one plan — from cash flow and compensation to succession and exit — to help grow and protect the value you've built.

Special Needs Planning

Military & Veteran Planning

Protecting

Protect your family, income, business, and legacy against life's uncertainties.

02

Insurance Planning

Protect your family's financial future with the right mix of life, disability, and long-term care coverage tailored to your goals.

Tax Strategies

Build tax-aware strategies across your income, investments, and estate so more of what you earn stays working toward your goals.

Estate Planning

Put a plan in place to transfer what you've built the way you intend — protecting your family and legacy and easing the burden on the people you love.

Prospering

Grow your wealth and your impact for you and your generations.

03

Wealth Management

Put your wealth to work through disciplined investment management and long-term financial stewardship.

Biblically Responsible Investing

Align your portfolio with your faith and values, applying values-based screening without giving up sound, long-term strategy.

Generational Planning

Plan the transfer of wealth, values, and purpose so your legacy strengthens the generations that follow.

Alternative Investments

Charitable Gift Planning

Let's plan your future. Backwards.

Joe Garrisi

Founder & Wealth Advisor

Build your financial legacy.

Visit our Client Relationship Summary (Form CRS) for information about advisory services.

Joseph Orrin Garrisi, Michael R Moore II, and Ashley E Totino use Backwards Planning Financial as a marketing name for doing business as representatives of Inspire Advisors, LLC. Backwards Planning Financial is not a registered investment adviser, broker-dealer, insurance agency, or federal savings bank.

Investment advisory services are offered through Inspire Advisors, LLC, a Registered Investment Advisor registered with the SEC. The firm only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. Registration as an investment advisor does not constitute an endorsement of the firm by securities regulators nor does it indicate that the advisor has attained a particular level of skill or ability. Availability varies by state. Licensing and regulatory details apply as listed.

For more details, please review our Form ADV Part 2A Brochure.

Copyright © 2026 Inspire Advisors, LLC. All rights reserved.

Let's plan your future. Backwards.

Joe Garrisi

Founder & Wealth Advisor

Build your financial legacy.

Visit our Client Relationship Summary (Form CRS) for information about advisory services.

Joseph Orrin Garrisi, Michael R Moore II, and Ashley E Totino use Backwards Planning Financial as a marketing name for doing business as representatives of Inspire Advisors, LLC. Backwards Planning Financial is not a registered investment adviser, broker-dealer, insurance agency, or federal savings bank.

Investment advisory services are offered through Inspire Advisors, LLC, a Registered Investment Advisor registered with the SEC. The firm only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. Registration as an investment advisor does not constitute an endorsement of the firm by securities regulators nor does it indicate that the advisor has attained a particular level of skill or ability. Availability varies by state. Licensing and regulatory details apply as listed.

For more details, please review our Form ADV Part 2A Brochure.

Copyright © 2026 Inspire Advisors, LLC. All rights reserved.